Terms of Use

1. Agreement to Terms

By accessing and using corithalenova.com ("we," "us," or "our"), you ("user" or "you") agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

These terms constitute a legally binding agreement between you and corithalenova, a financial services platform operating from 32 Claremont Dr, Robina QLD 4226, Australia. Your continued use of our services indicates your acceptance of these terms and any modifications we may make from time to time.

2. Use License and Restrictions

Permission is granted to temporarily download one copy of the materials on corithalenova.com for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• modify or copy the materials for commercial purposes
• use the materials for any commercial purpose or for any public display
• attempt to reverse engineer any software contained on corithalenova's website
• remove any copyright or other proprietary notations from the materials
• transfer the materials to another person or mirror the materials on any other server

This license shall automatically terminate if you violate any of these restrictions and may be terminated by corithalenova at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

Financial Information Usage

Our budgeting tools and financial education materials are designed for personal financial management only. You may not redistribute, sell, or commercialize any budgeting templates, financial calculators, or educational content provided through our platform. All financial information and tools remain the intellectual property of corithalenova.

3. User Responsibilities and Conduct

As a user of corithalenova's financial services, you agree to maintain the highest standards of conduct and take full responsibility for all activities that occur under your account. You must provide accurate, current, and complete information during registration and keep your account information updated.

Account Security

You are responsible for safeguarding the password and all activities that occur under your account. corithalenova cannot and will not be liable for any loss or damage arising from your failure to comply with this security obligation. You must immediately notify us of any unauthorized use of your account or any other breach of security.

Prohibited Activities

• Attempting to gain unauthorized access to our systems or networks
• Using our services for any illegal or unauthorized purpose
• Interfering with or disrupting the integrity or performance of our services
• Creating multiple accounts to circumvent service limitations
• Sharing account credentials with unauthorized parties
• Attempting to manipulate or exploit our financial tools for fraudulent purposes

4. Privacy and Data Protection

corithalenova is committed to protecting your privacy and handling your personal information responsibly. We collect and process personal information in accordance with Australian privacy laws and our Privacy Policy. By using our services, you consent to the collection and use of information as outlined in our privacy documentation.

Financial Data Handling

Your financial information is encrypted and stored securely. We do not sell, rent, or otherwise distribute your personal financial data to third parties without your explicit consent, except as required by law or as necessary to provide our services. All financial data transmission occurs through secure, encrypted channels.

Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Upon account termination, we will securely delete or anonymize your personal information within 90 days, unless longer retention is required by law or for legitimate business purposes.

5. Service Availability and Modifications

corithalenova strives to maintain continuous service availability but cannot guarantee uninterrupted access to our platform. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice. We may also impose limits on certain features or restrict access to parts of our services.

Service Updates

We regularly update our budgeting tools and financial education content to improve functionality and accuracy. While we aim to provide advance notice of significant changes, some updates may be implemented immediately for security or operational reasons. Continued use of our services after modifications constitutes acceptance of the updated terms.

Maintenance and Downtime

Scheduled maintenance may temporarily affect service availability. We will attempt to provide reasonable advance notice of planned maintenance through our website or email notifications. Emergency maintenance may occur without prior notice to address critical issues or security vulnerabilities.

6. Disclaimers and Limitations

The materials on corithalenova.com are provided on an 'as is' basis. corithalenova makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Financial Disclaimer

corithalenova provides educational resources about budgeting and financial management. This information is for educational purposes only and should not be considered as professional financial advice. We are not licensed financial advisors, and our tools and content should not replace consultation with qualified financial professionals for personalized advice.

7. Termination and Enforcement

Either party may terminate this agreement at any time. corithalenova reserves the right to terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms of Use. Upon termination, your right to use the service will cease immediately.

Effect of Termination

Upon termination of your account, you will lose access to all services and your stored financial data. We recommend exporting any important budgeting information before requesting account termination. Some provisions of these terms may survive termination, including disclaimers, limitations of liability, and governing law provisions.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Australia, and you irrevocably submit to the exclusive jurisdiction of the courts in Queensland, Australia. Any disputes arising from these terms will be resolved through the Australian legal system.